Know someone thinking about their financial future? Introduce them — get $50.

When a friend or family member completes a consultation with Andrew Pemberton, we'll send you a $50 gift card as a thank-you. No purchase required on their end.

Make an Introduction
Andrew Pemberton

Andrew Pemberton

Financial Professional

Andrew Pemberton is one of our dedicated Financial Professionals here at Universal Retirement, focusing on guiding clients through the critical transition from their working years into a stable retirement.

A significant portion of Andrew’s practice is dedicated to supporting the people who keep our communities running—including school teachers, first …

More About Andrew Pemberton →

Three steps. That's it.

1. Make the introduction.

Fill out the short form below with your information and theirs.

2. They meet with an agent.

A free, no-obligation conversation about their goals — life insurance, retirement income, whatever's on their mind. Virtual meeting available!

3. You get $50.

Once the consultation is complete, we'll send your gift card. That's the whole deal.

The Hardest Part of Planning is Starting

Most people know they should be thinking about life insurance or retirement income. Far fewer actually do something about it. The reason is almost never the products — it's not knowing who to call, what questions to ask, or whether they're being sold something they don't need.

A referral from someone they trust changes that. When you point a friend or family member toward Universal Retirement, you're giving them a reason to finally have the conversation — with no obligation to buy anything.

The $50 is our way of saying thank you for the introduction.

No cap on referrals.

Introduce as many people as you'd like.

No purchase required.

Your referral just needs to complete a consultation.

Low-pressure conversation.

Our agents educate first, offer solutions second.

Gift card delivered after the consultation.

Allow 5-7 business days.

One reward per new referral.

Referral must be a new contact, not an existing Universal Retirement client.

Ready to make the introduction?

Fill out the form below. We'll reach out to them and keep you posted.

Your Information

Referral Information